Accurate, fast information on insurance and disputes

For any insurance dispute in Belgium, we offer accurate information, free apps and legal support.

Who we are

LAC Insurance is the insurance and road-traffic practice of Legal Assistance & Consultancy (LAC Brussels). It provides legal help to individuals, SMEs and businesses in Belgium.

Company: Legal Assistance & Consultancy (L.A.C.)
Company number (KBO/BCE): 0682.843.475
Address: Excelsiorlaan 13, 1930 Zaventem, Belgium
Email: info@insurancelac.com
Phone: +32 471 12 32 44
Website: brusselslac.com

How we work

We cite our sources

Every statement is linked to the article of law, court decision or official report it relies on.

We confirm the fee in writing

After reviewing your file and before any work starts, we confirm the fee in writing, so there are no surprises.

We speak your language

We work in Turkish, French and English and make Belgian correspondence understandable for you.

We protect your data

What you enter in our apps is deleted automatically after the assessment and is not sent anywhere.

What we rely on

Our guides and apps are based on these official texts and sources:

Insurance Act (4 April 2014) ↗Disclosure, claim notification, 3-month reply deadline (art. 73/1), late notification (art. 74, 76), legal expenses (art. 156–157)
Compulsory Motor Insurance Act (21 November 1989) ↗Protection of pedestrians, cyclists and passengers (art. 29bis)
Standard motor insurance contract (RD 16 April 2018) ↗Reporting a claim within 8 days (annex, art. 32)
RDR agreement ↗Inter-insurer fault-sharing grid (20×20)
Tableau indicatif 2024 ↗Indicative table courts use to assess bodily injury
Judicial Code ↗Lawyers' fees and success fees (art. 446ter)

Official data sources

Justel ↗Current text of Belgian legislation
Juportal ↗Court of Cassation and court decisions
Constitutional Court ↗Judgments
Insurance Ombudsman ↗Annual reports and complaint statistics
FSMA Insurance Commission ↗Opinions
Chamber of Representatives ↗Ministers' written answers (QRVA)