Legal information

Site owner

This site belongs to LAC Insurance, the insurance and road-traffic practice of Legal Assistance & Consultancy (L.A.C., LAC Brussels; company no. 0682.843.475, Excelsiorlaan 13, 1930 Zaventem). Contact: info@insurancelac.com. Personal data requests: office@brusselslac.com.

Disclaimer

The guides and apps on this site provide general information based on Belgian law as compiled on 29 September 2026. They do not replace legal advice on your case. App results are preliminary; sketches, witnesses, police reports and court decisions can change the outcome.

Personal data

The apps calculate in your browser; the text and dates you enter are not sent or stored. Information you share through the first assessment form is emailed only to us via our website's server, is not stored on the server and is processed only to assess your case (GDPR art. 6, and art. 9 explicit consent for health data). Once the review is complete, all your details are deleted.

Sources

Rules are compiled from official texts (Belgian Official Gazette), Court of Cassation and Constitutional Court decisions, Insurance Ombudsman reports and sector publications. Each app shows its rule-set version (2026.09).